A Universal Payment Solution Built on DAG Technology.


COTI aims to build a “finance on the blockchain” ecosystem to meet the challenges of traditional finance, such as high fees, latency, and lack of global inclusion. In order to achieve this, COTI introduces a new type of Directed Acyclic Graph (“DAG”) based blockchain infrastructure with Proof of Trust Consensus Algorithm.

Proof of Trust Consensus Algorithm assigns each user on the network a Trustscore, and combines it with standard Proof of Stake to reach global network consensus. Proof of Trust is built to incentivize good network behaviour, and achieve lower fees, higher payouts and better quality of service. With cross-chain interoperability, the COTI Global Trust System allows other blockchains to use Trustscores to identify malicious actors on their networks, or recognize and reward good actors.

COTI also builds a multiDAG structure that enables the combination of independent DAG clusters into the overall COTI network. This allows enterprises to issue their own tokens (such as stablecoins) on the COTI network. Tokens issued are independent to their own DAG cluster while retaining the ability to access all the features of the COTI network. The COTI network also includes an arbitration layer, an autonomous system that works as a decentralized third party to arbitrate disputes. Disputes are resolved by an arbitrator jury randomly picked from a large pool of highly trusted network participants. Arbitrators are incentivized to participate in the dispute resolution by receiving an arbitration fee once a dispute is finalised. The arbitration layer can also be connected to other blockchain networks and protocols.

The COTI token is used to pay fees for all transactions on the network, regardless of the underlying transactional token or DAG cluster. COTI incentivizes participants in the network by allowing users to run Full Nodes, whom will receive a percentage of every transaction processed by their node.

The COTI Universal Payment Solution allows consumers and merchants to purchase and sell goods and services in both crypto and fiat, via the web or POS machines. Crypto payments and settlements are instantaneous while fiat settlement in 35 currencies to bank accounts is near instant. Merchants can earn interest on stable coins and apply for business loans using the COTI Pay Business app, while users can spend crypto or fiat using a virtual or physical prepaid debit card using the COTI Pay app.

KEY METRICS (February 25th 2020)

Price$0.02951 (308 sats)
Current Mkt. Cap$9.03 MM
24H Volume$1.78 MM
30 Day Avg. Volume$1.03 MM
Circ. Supply305,960,781 COTI (15.30%)
Max Supply2,000,000,000 COTI
Project Websitehttps://coti.io/
Project Teamhttps://coti.io/team
Project Githubhttps://github.com/coti-io
Project Whitepaperhttps://coti.io/files/COTI-technical-whitepaper.pdf



  • Seed Sale: Conducted from January to April 2018 at an average rate of $0.06 per COTI and raised a total of 3.5MM USD, selling 2.89% of total token supply; the sale raised 101.1 BTC, 2,142 ETH with the rest in USD, EUR, and GBP.
  • Private Sale: Conducted from June to December 2018 at an average rate of $0.08 per COTI and raised a total of 16.00MM USD, selling 10.04% of total token supply; the sale raised 40.3 BTC, 12,561 ETH, $1.3MM in stable coins, other alt-coins, and in USD, EUR, and GBP.
  • IEO: Conducted on April 6, 2019 at a rate of $0.065 per COTI and raised a total of 3.00MM USD, selling 2.31% of total token supply; the sale was conducted in USDT.

Token Supply Distribution

  • Seed Sale tokens comprise 2.90% of total supply.
  • Private Sale tokens comprise 10.04% of total supply.
  • IEO tokens comprise 2.31% of total supply.
  • Team tokens comprise 15.00% of total supply.
  • Advisors tokens comprise 10.00% of total supply.
  • Ecosystem Reserve tokens comprise 59.75% of total supply.

Token Release Schedule


COTI is focusing on growing its European and Asian community and currently working on gaining traction among developer communities around the world. COTI's community development strategies will cover other geographical regions as the project expands.

Current community growth strategies of COTI include:

  • Partnerships with Cardano, Chainlink, Constellation, Fantom,Simplex and Celsius
  • Community Ambassador Program
  • Data transparency partnerships with platforms such as Binance Info V-Label and Xangle.
  • Community updates including a bi-weekly newsletter, monthly technical updates, webinars, Github updates, etc.
  • Participating in a variety of AMAs and interviews with influencers.
  • Providing visual content such as animated and 3D videos, tutorials, vlogs, etc.
  • Additional unofficial non-English Telegram groups managed by community members, including Korean, Vietnamese and Brazilian groups.

Future community growth strategies of COTI include:

  • Expand global ambassador activity with meetups and social activities.
  • Joint AMAs with leading projects in the blockchain space.
  • Strengthen developer community by arranging hackathons and providing full availability in Discord channel.
  • Launch COTI Pay and COTI Pay Business mobile app (planned for Q2 2020).

Community and Social Channels (as at February 25th 2020)

Telegram (English) | 11.7K Members
Twitter (English) | 17.6K Followers
Medium (English) | 1.2K Members
Facebook (English) | 23.7K Followers
Discord (English) | 442 Members
Linkedin (English) | 3.1K Followers
YouTube (English) | 1.3K Subscribers